Track every rupee in 5 seconds
without opening a new app.
No new app to download, no spreadsheets to update. Just text or talk like you would to a friend — Ginloo logs it, sorts it, and shows you exactly where your money's going.
Chat your expenses away.
Open Telegram, fire off a message or voice note, and you're done. Ginloo understands plain English, Hindi, and Hinglish — picks the right category and logs it for you. No app to open, no typing into forms.
Open @ginloo
@ginloo
online
✓ Expense recorded
Lunch (Food & Dining): 500
12:41
chai pe 30 rupaye
✓ Expense recorded — Chai (Food & Dining): 30
12:43
📷 Receipt.jpg
🧾 Receipt Found
🏪 Merchant: FreshMart
💰 Total: ₹220.00
🏷️ Category: Groceries
💳 Payment: ❓ (Not linked)
1. Milk
₹120.00
2. Eggs
₹100.00
Tap Confirm to save.
12:45
Everything you need, none of the friction.
Ginloo strips money management down to a conversation. No spreadsheets, no apps to open, no forms to fill.
Log an expense in 5 seconds
Say or type "500 for lunch" — no forms, no dropdowns, no app to open. It's recorded before you pocket your phone.
Nothing new to install or learn
Ginloo works inside the Telegram you already use — no new app to download, nothing new to learn. Just send a message.
Snap a receipt, skip the typing
Send a photo or PDF of any bill in Telegram. Ginloo reads the merchant, total, and items, shows you a quick review, and saves it once you confirm.
Never categorize anything by hand
Every entry is auto-tagged the moment you log it — Food, Transport, Bills. No menus, no sorting, no month-end cleanup.
Never get blindsided by a bill again
Get a "Due Tomorrow" nudge the day before each recurring bill — and let auto-pay log it on the day, if you want it to.
@ginloo
online
Budget Alert
You have used 90% of your Monthly limit.
14:22
Budget Alert
You exceeded your Monthly limit (100%+).
14:23
Know before you overspend — not after.
Ginloo watches every expense as you log it, and the moment you hit 90% or 100% of a budget, it messages you on Telegram — so you can pull back in time, instead of finding out when the money's already gone.
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Real-time, never month-end
The alert fires the instant an expense crosses the line, not in a report you'll open too late.
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Daily, monthly, or per category
Cap your whole month, a single day, or just one category like Food & Dining — and get warned on each.
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It comes to you
No dashboard to check, no app to open. The warning lands in the same Telegram chat you already use.
An early 80% heads-up also waits in your dashboard.
Built on trust, not on your data.
Your money data is yours. We collect only what you choose to log, and never touch your bank.
Encrypted in transit & at rest
Every voice note and message is encrypted in transit and at rest.
No bank credentials
We never connect to your bank. You only share what you choose to log.
Never sold, never advertised
We don’t sell your data, run ad trackers, or use it to train AI models. It’s used only to run Ginloo — nothing else.
Fix mistakes, your way
Type “edit” or “delete” in Telegram, or fix it directly from your dashboard — either way, your records stay yours to correct.
No government ID required
We never ask for your PAN, Aadhaar, or any government ID to use Ginloo — just log your expenses and go.
People who finally track their money.
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Start tracking in the next 30 seconds.
No spreadsheet. No app to learn. Just message the assistant and you're done.
Simple pricing
Start free. Upgrade when you want more.
Free
Keep tracking with core features
Perfect to get started and try Ginloo.
- Limited Telegram AI usage
- Default categories
- Monthly budget with 90% & 100% alerts
- Fixed monthly reset
- Standard support
Pro
Unlock the full experience
Everything you need to stay on top of your money.
Everything in Free, plus:
- Unlimited Telegram AI
- Receipt & PDF scanning
- Unlimited custom categories
- Daily + category budgets, with overspend alerts
- Weekly / bi-weekly / custom reset day
- Trip mode — automatic travel currency conversion
- Priority support